With a lot of online accounts to manage – online banking, email accounts, social media accounts – managing your online passwords can be quite baffling. But it is important to keep it secure especially with the cyber criminals lurking around. Here are some helpful tips to keep those online hackers away:
First, do NOT use passwords found in the dictionary. If your password can be found in the dictionary, you might as well not have one. Using a common word means it is easy for anyone to acquire your password.
Second, do NOT use the same password twice. The most common mistake that people do when managing their multiple accounts is to use the same password. Hackers regularly exploit this loophole. This is very important especially when your account deals with money – banking account, credit card, and payment information. The reason behind this is when the online store you used to buy something had a security breach, so goes your banking online accounts with it.
Third, ignore security questions. There is a limited set of answers to questions like “What is your favorite color?” and most answers to questions like “What middle school did you attend?” can be found on the Internet.
And lastly, use a password manager. Password-protection software lets you store all your usernames and passwords in one place. Some programs will even create strong passwords for you and automatically log you in to sites as long as you provide one master password. In addition, create a 2-factor authentication. This method uses a password as well as a single use key; that can be something you carry on you physically, or a code that’s sent to your phone via SMS, or similar. The advantage there is that even if your single strong password is compromised, the bad guys can’t get any further, because they don’t have the second part of the key.